Nippon India Floating Rate Fund Datagrid
Category Floater Fund
BMSMONEY Rank 2
Rating
Growth Option 04-12-2025
NAV ₹46.55(R) 0.0% ₹49.04(D) +0.01%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 8.12% 7.83% 6.2% 7.38% 7.19%
Direct 8.44% 8.16% 6.53% 7.74% 7.59%
Benchmark
SIP (XIRR) Regular 7.57% 8.04% 6.49% 6.76% 6.97%
Direct 7.89% 8.36% 6.81% 7.1% 7.34%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
2.51 2.14 0.79 2.94% 0.04
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
0.84% 0.0% 0.0% 0.6 0.54%
Fund AUM As on: 30/06/2025 7921 Cr
Top Floater Fund
Fund Name Rank Rating
Kotak Floating Rate Fund 1
Nippon India Floating Rate Fund 2
Hdfc Floating Rate Debt Fund 3

NAV Date: 04-12-2025

Scheme Name NAV Rupee Change Percent Change
NIPPON INDIA FLOATING RATE FUND - DAILY IDCW REINVESTMENT Option 10.36
0.0000
-0.0300%
NIPPON INDIA FLOATING RATE FUND - WEEKLY IDCW Option 10.37
0.0000
0.0000%
NIPPON INDIA FLOATING RATE FUND - DIRECT Plan - WEEKLY IDCW Option 10.37
0.0000
0.0100%
NIPPON INDIA FLOATING RATE FUND - DIRECT Plan - DAILY IDCW Option 10.39
0.0000
-0.0300%
NIPPON INDIA FLOATING RATE FUND - DIRECT Plan - QUARTERLY IDCW Option 11.04
0.0000
0.0100%
NIPPON INDIA FLOATING RATE FUND - MONTHLY IDCW Option 11.14
0.0000
0.0000%
NIPPON INDIA FLOATING RATE FUND - QUARTERLY IDCW Option 11.14
0.0000
0.0000%
NIPPON INDIA FLOATING RATE FUND - DIRECT Plan - MONTHLY IDCW Option 11.35
0.0000
0.0100%
NIPPON INDIA FLOATING RATE FUND - IDCW Option 21.02
0.0000
0.0000%
NIPPON INDIA FLOATING RATE FUND - DIRECT Plan - IDCW Option 21.88
0.0000
0.0100%
Nippon India Floating Rate Fund - Growth Plan-Growth Option 46.55
0.0000
0.0000%
Nippon India Floating Rate Fund - Direct Plan Growth Plan - Growth Option 49.04
0.0000
0.0100%

Review Date: 04-12-2025

Beginning of Analysis

In the Floater Fund category, Nippon India Floating Rate Fund is the 4th ranked fund. The category has total 12 funds. The Nippon India Floating Rate Fund has shown a very good past performence in Floater Fund. The fund has a Jensen Alpha of 2.94% which is lower than the category average of 3.28%, showing poor performance. The fund has a Sharpe Ratio of 2.51 which is lower than the category average of 2.53.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Floater Mutual Funds are a category of debt mutual funds that primarily invest in floating-rate debt instruments. These instruments have interest rates that reset periodically, typically linked to a benchmark rate such as the MIBOR (Mumbai Interbank Offered Rate) or the repo rate. Floater Mutual Funds are ideal for investors looking to minimize interest rate risk while earning stable returns. These funds perform well in a rising interest rate environment and are suitable for conservative investors with a short to medium-term investment horizon. However, they may underperform in a falling interest rate scenario, and investors should carefully assess their financial goals and risk tolerance before investing. Additionally, choosing funds managed by experienced professionals can enhance the potential for better risk-adjusted returns.

Nippon India Floating Rate Fund Return Analysis

  • The fund has given a return of 0.41%, 1.93 and 3.02 in last one, three and six months respectively. In the same period the category average return was 0.52%, 1.86% and 2.94% respectively.
  • Nippon India Floating Rate Fund has given a return of 8.44% in last one year. In the same period the Floater Fund category average return was 8.12%.
  • The fund has given a return of 8.16% in last three years and ranked 7.0th out of 12 funds in the category. In the same period the Floater Fund category average return was 8.16%.
  • The fund has given a return of 6.53% in last five years and ranked 6th out of eight funds in the category. In the same period the Floater Fund category average return was 6.63%.
  • The fund has given a return of 7.59% in last ten years and ranked 2nd out of five funds in the category. In the same period the category average return was 7.53%.
  • The fund has given a SIP return of 7.89% in last one year whereas category average SIP return is 7.58%. The fund one year return rank in the category is 4th in 12 funds
  • The fund has SIP return of 8.36% in last three years and ranks 5th in 12 funds. Franklin India Floating Rate Fund has given the highest SIP return (8.67%) in the category in last three years.
  • The fund has SIP return of 6.81% in last five years whereas category average SIP return is 6.82%.

Nippon India Floating Rate Fund Risk Analysis

  • The fund has a standard deviation of 0.84 and semi deviation of 0.54. The category average standard deviation is 0.88 and semi deviation is 0.59.
  • The fund has a Value at Risk (VaR) of 0.0 and a maximum drawdown of 0.0. The category average VaR is -0.1 and the maximum drawdown is -0.14. The fund has a beta of 0.63 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Floater Fund Category
  • Good Performance in Floater Fund Category
  • Poor Performance in Floater Fund Category
  • Very Poor Performance in Floater Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.39
    0.48
    		0.26 | 0.76 11 | 12 Poor
    3M Return % 1.86
    1.75
    		1.22 | 2.01 3 | 12 Very Good
    6M Return % 2.87
    2.73
    		1.28 | 3.49 5 | 12 Good
    1Y Return % 8.12
    7.70
    		7.00 | 8.28 2 | 12 Very Good
    3Y Return % 7.83
    7.73
    		7.01 | 8.24 6 | 12 Good
    5Y Return % 6.20
    6.20
    		5.54 | 6.53 6 | 8 Average
    7Y Return % 7.38
    6.88
    		6.23 | 7.38 1 | 6 Very Good
    10Y Return % 7.19
    7.06
    		6.33 | 7.34 3 | 5 Good
    15Y Return % 7.82
    7.52
    		6.48 | 7.96 2 | 4 Good
    1Y SIP Return % 7.57
    7.16
    		5.95 | 7.90 4 | 12 Good
    3Y SIP Return % 8.04
    7.83
    		7.04 | 8.20 4 | 12 Good
    5Y SIP Return % 6.49
    6.40
    		5.70 | 6.67 4 | 8 Good
    7Y SIP Return % 6.76
    6.51
    		5.81 | 6.84 2 | 6 Very Good
    10Y SIP Return % 6.97
    6.83
    		6.33 | 7.05 2 | 5 Very Good
    15Y SIP Return % 7.18
    7.00
    		6.37 | 7.30 2 | 4 Good
    Standard Deviation 0.84
    0.88
    		0.45 | 2.24 7 | 12 Average
    Semi Deviation 0.54
    0.59
    		0.27 | 1.53 7 | 12 Average
    Max Drawdown % 0.00
    -0.14
    		-0.90 | 0.00 8 | 12 Average
    VaR 1 Y % 0.00
    -0.10
    		-1.24 | 0.00 11 | 12 Poor
    Average Drawdown % 0.00
    -0.10
    		-0.38 | 0.00 8 | 12 Average
    Sharpe Ratio 2.51
    2.53
    		1.03 | 4.24 7 | 12 Average
    Sterling Ratio 0.79
    0.77
    		0.70 | 0.83 3 | 12 Very Good
    Sortino Ratio 2.14
    2.41
    		0.55 | 6.19 7 | 12 Average
    Jensen Alpha % 2.94
    3.28
    		-1.79 | 4.95 9 | 12 Average
    Treynor Ratio 0.04
    0.04
    		0.02 | 0.06 8 | 12 Average
    Modigliani Square Measure % 8.90
    9.54
    		3.71 | 15.70 7 | 12 Average
    Alpha % -0.21
    -0.47
    		-1.09 | -0.02 4 | 12 Good
    Return data last Updated On : Dec. 4, 2025.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Oct. 31, 2025
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.41 0.52 0.28 | 0.82 11 | 12 Poor
    3M Return % 1.93 1.86 1.26 | 2.14 4 | 12 Good
    6M Return % 3.02 2.94 1.44 | 3.82 6 | 12 Good
    1Y Return % 8.44 8.12 7.27 | 8.71 4 | 12 Good
    3Y Return % 8.16 8.16 7.50 | 8.59 7 | 12 Average
    5Y Return % 6.53 6.63 6.11 | 7.09 6 | 8 Average
    7Y Return % 7.74 7.38 6.93 | 7.85 2 | 6 Very Good
    10Y Return % 7.59 7.53 7.03 | 7.96 2 | 5 Very Good
    1Y SIP Return % 7.89 7.58 6.28 | 8.57 4 | 12 Good
    3Y SIP Return % 8.36 8.25 7.51 | 8.67 5 | 12 Good
    5Y SIP Return % 6.81 6.82 6.20 | 7.25 5 | 8 Average
    7Y SIP Return % 7.10 6.98 6.38 | 7.45 2 | 6 Very Good
    10Y SIP Return % 7.34 7.29 7.05 | 7.65 2 | 5 Very Good
    Standard Deviation 0.84 0.88 0.45 | 2.24 7 | 12 Average
    Semi Deviation 0.54 0.59 0.27 | 1.53 7 | 12 Average
    Max Drawdown % 0.00 -0.14 -0.90 | 0.00 8 | 12 Average
    VaR 1 Y % 0.00 -0.10 -1.24 | 0.00 11 | 12 Poor
    Average Drawdown % 0.00 -0.10 -0.38 | 0.00 8 | 12 Average
    Sharpe Ratio 2.51 2.53 1.03 | 4.24 7 | 12 Average
    Sterling Ratio 0.79 0.77 0.70 | 0.83 3 | 12 Very Good
    Sortino Ratio 2.14 2.41 0.55 | 6.19 7 | 12 Average
    Jensen Alpha % 2.94 3.28 -1.79 | 4.95 9 | 12 Average
    Treynor Ratio 0.04 0.04 0.02 | 0.06 8 | 12 Average
    Modigliani Square Measure % 8.90 9.54 3.71 | 15.70 7 | 12 Average
    Alpha % -0.21 -0.47 -1.09 | -0.02 4 | 12 Good
    Return data last Updated On : Dec. 4, 2025.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Oct. 31, 2025
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Nippon India Floating Rate Fund NAV Regular Growth Nippon India Floating Rate Fund NAV Direct Growth
    04-12-2025 46.5512 49.0424
    03-12-2025 46.5546 49.0456
    02-12-2025 46.5492 49.0395
    01-12-2025 46.5453 49.0349
    28-11-2025 46.5525 49.0413
    27-11-2025 46.5477 49.0359
    26-11-2025 46.5444 49.032
    25-11-2025 46.525 49.0111
    24-11-2025 46.4975 48.9818
    21-11-2025 46.4695 48.9511
    20-11-2025 46.4826 48.9645
    19-11-2025 46.4753 48.9563
    18-11-2025 46.4591 48.9389
    17-11-2025 46.4509 48.9298
    14-11-2025 46.4328 48.9095
    13-11-2025 46.4422 48.9191
    12-11-2025 46.4331 48.9091
    11-11-2025 46.4246 48.8997
    10-11-2025 46.4184 48.8928
    07-11-2025 46.3911 48.8629
    06-11-2025 46.3872 48.8583
    04-11-2025 46.3721 48.8416

    Fund Launch Date: 23/Aug/2004
    Fund Category: Floater Fund
    Investment Objective: The fund intends to maintain duration of 3 - 3.5 years. The fund will endeavour to invest in high quality AAA/ A1+ rated papers. SEBI restriction of up to 65% investments in floating rate instruments will be taken care through a mix of OIS trades & floating rate instruments.
    Fund Description: An open ended debt scheme predominantly investing in floating rate instruments (including fixed rate instruments converted to floating rate exposures using swaps/ derivatives)
    Fund Benchmark: CRISIL Short Term Bond Fund Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.